Insurance Coverage Disputes
Strategic counsel for Massachusetts policyholders when insurers fail to honor their obligations.
When an insurer denies coverage, delays payment, or reserves its rights, the policyholder faces uncertainty and risk. We represent policyholders—businesses, contractors, professionals, and individuals—in insurance coverage disputes across Massachusetts. Our role is to explain your rights clearly, respond strategically, and litigate when needed. We do not represent insurers. Our loyalty is to insureds.
COMPREHENSIVE COVERAGE SERVICES
We handle disputes across all major policy types and coverage issues. Our work includes early coverage analysis, strategic responses to denials or reservations of rights, and litigation to enforce defense and indemnity obligations.
- Commercial General Liability (CGL)
- Builder’s risk and construction coverage
- Directors and Officers (D&O)
- Employment Practices Liability (EPLI)
- Property and casualty insurance
- Business interruption and cyber insurance
- Umbrella and excess coverage
WHO WE SERVE
We represent policyholders across industries who need insurance protection most when disputes arise.
Clients
Businesses, contractors, developers, professionals, and individuals facing coverage disputes
Industries
Construction, real estate development, professional services, healthcare, technology, and retail
Policies
CGL, builder’s risk, EPLI, D&O, property, cyber, umbrella, and excess
Geography
Boston, Greater Boston, MetroWest, Worcester County, South Shore, Southeastern Massachusetts, Cape Cod, and statewide coverage for Massachusetts insureds
THE CLP APPROACH
Cole Law Partners applies the same disciplined, results-driven approach to insurance disputes that defines our litigation practice. We focus on leverage, timing, and remedies that deliver value.
Duty to defend and indemnify
We enforce the broad duty to defend triggered by allegations, and pursue indemnity when insurers wrongfully deny based on exclusions or policy language.
Reservation of rights and estoppel
We help clients understand, respond to, and challenge reservation of rights letters, including bad faith claims under Chapter 93A and 176D.
Declaratory judgment actions
We prosecute and defend DJ actions in state and federal court to resolve disputes over defense and indemnity obligations.
Bad faith and unfair practices
We pursue enhanced remedies when insurers act unreasonably, including multiple damages and attorney’s fees.
If your insurer has denied coverage, defended under a reservation of rights, or failed to meet its obligations, we can help.
Our Massachusetts insurance coverage attorneys represent policyholders statewide. Contact us for a confidential consultation today.